Pensions and Retirement

The pensions market is an ever-changing world, especially with the introduction of the pensions freedom legislation, and it can be difficult to keep track of what options are available when considering your retirement planning. We work with you to consider all the options, based on your needs and attitude to risk.

Planning for your retirement is possibly the most important financial decision you will ever make. With life expectancy increasing year on year, we are now seeing the potential to spend almost as many years enjoying retirement as we have spent saving for it.

Forward planning for your retirement can mean having the reassurance of financial security in later years, rather than the worry of wondering how you will cope. A comfortable lifestyle in retirement is something to which we all aspire, and increasing longevity means that we all need to make extra provision for it.

Where we can help

We have the skills, qualifications and track record to assist you with achieving your goal. Sam Thorne, company founder and pension specialist, can offer advice on planning for your retirement.

He can assist with reviewing your existing arrangements, implementing any new pensions and building a retirement fund. Sam will ensure you are aware of what is required to help you achieve the lifestyle you desire in retirement

Sam can also assist with how best you utilise your pensions in retirement to ensure your pension funds continue to provide for you throughout your retirement.

Clear, impartial advice

We will always tailor our approach to suit your needs and preference, we won’t use Jargon and will ensure we communicate in a simple and clear language. We’re independent, meaning you have the knowledge of knowing we will deliver the best, impartial advice and solutions we can.

We are here to help you with your retirement to ensure you have the correct arrangements for your needs and can relax and enjoy retirement. As retirement planning and pensions specialists, you will benefit from our ongoing support, knowledge and experience with us always ensuring we provide an outstanding level of customer service.

Built around you

We believe your retirement strategy should be as individual as you are, reflecting your personal situation, goals and aspirations. We will create a retirement plan that is individual to you, taking into consideration your lifestyle, financial situation, appetite for risk, your relationships and commitments, timescales, preferences and how much control you want to maintain.

We then apply our expertise and deep understanding of the market to identify the right solutions to ensure you are best placed to achieve your goals and retirement dreams ensuring they are individual to you. We will also ensure you remain ‘on-track’ by undertaking ongoing reviews and cash flow modelling to ensure, to ensure your wealth, arrangement, income and expenditure can be maintained throughout your retirement, ensuring we consider the ‘what if’ scenario’s, ensuring you can enjoy your retirement.